Terms and Conditions

Effective Date: January 15, 2025
Last Updated: January 15, 2025

Agreement to Terms

By accessing and using IRInsider.com (the “Website”), you accept and agree to be bound by the terms and provisions of this Agreement. These Terms and Conditions (“Terms”) govern your use of the Website operated by IRInsider.com (“we,” “us,” or “our”).

If you do not agree to abide by the above, please do not use this service.

About IRInsider.com

IRInsider.com is a financial information platform that provides educational content, analysis, and insights related to investor relations, securities filings, financial reporting, and capital markets. Our content is designed for informational and educational purposes only and is intended for use by financial professionals, investors, and individuals seeking to understand investor relations practices.

Business Address:
350 Fifth Avenue, Suite 4820
New York, NY 10118
United States

Important Financial Disclaimers

Not Investment Advice

The content provided on IRInsider.com is for educational and informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other sort of advice.

Our content should not be relied upon for making investment decisions
We do not recommend or advise investors to buy or sell particular securities
Past performance information does not guarantee future results
All investments involve risk, including the potential loss of principal

Professional Consultation Required

Always seek the advice of qualified financial professionals before making investment decisions. The information on this Website:

Is not personalized to your individual financial situation
Does not consider your specific investment objectives or risk tolerance
Should not replace consultation with licensed financial advisors
May not be suitable for all investors or investment strategies

Market Information Accuracy

While we strive for accuracy, we make no representations or warranties about:

The completeness, accuracy, or reliability of any content
The timeliness of market data or financial information
The suitability of information for any particular purpose
The absence of errors or omissions in our content

Market data may be delayed and should not be used for time-sensitive trading decisions.

Acceptable Use Policy

Permitted Uses

You may use IRInsider.com to:

Access and read our educational content about investor relations
Download resources and materials for personal or professional use
Share articles with proper attribution and non-commercial purposes
Participate in discussions and provide feedback
Subscribe to our newsletters and updates

Prohibited Uses

You may not use IRInsider.com to:

Market Manipulation:

Spread false or misleading information about securities
Engage in pump-and-dump schemes or market manipulation
Coordinate trading activities to artificially influence prices
Distribute insider information or material non-public information

Unauthorized Activities:

Access or attempt to access restricted areas of the Website
Use automated systems to scrape or download content in bulk
Reverse engineer, modify, or create derivative works of our platform
Interfere with or disrupt the Website’s functionality or security

Harmful Content:

Post defamatory, abusive, or harassing content
Distribute malware, viruses, or other harmful code
Engage in spam or unauthorized marketing activities
Violate any applicable laws or regulations

Commercial Misuse:

Redistribute our content for commercial purposes without permission
Use our trademark or branding without authorization
Compete directly with our services using our content
Sell access to our platform or content to third parties

Intellectual Property Rights

Our Content Ownership

All content on IRInsider.com, including but not limited to:

Articles, analysis, and research reports
Graphics, charts, and visual materials
Software, code, and website design
Trademarks, logos, and branding

Is owned by IRInsider.com or our content partners and is protected by copyright, trademark, and other intellectual property laws.

Limited License to Users

We grant you a limited, non-exclusive, non-transferable license to:

Access and view content for personal and professional use
Download materials for reference and educational purposes
Share content with proper attribution to IRInsider.com
Print articles for personal use

Attribution Requirements

When sharing or referencing our content:

Provide clear attribution to IRInsider.com
Include a link to the original article or source
Do not modify or alter the content without permission
Respect any specific licensing terms provided with content

User-Generated Content

By submitting comments, feedback, or other content to IRInsider.com:

You grant us a non-exclusive license to use, modify, and display your submission
You represent that you own the rights to the content you submit
You agree not to submit confidential or proprietary information
You acknowledge that submissions may be publicly visible

Regulatory Compliance and Legal Information

Securities Law Compliance

IRInsider.com operates in compliance with applicable securities laws and regulations:

SEC Compliance:

We do not provide personalized investment advice requiring SEC registration
Our content constitutes general financial education and information
We maintain appropriate disclaimers regarding investment risks
We do not recommend specific securities or investment strategies

FINRA Guidelines:

Our communications comply with FINRA advertising and communication rules
We maintain fair and balanced presentation of investment information
We include appropriate risk disclosures with all content
We do not engage in activities requiring FINRA registration

Anti-Money Laundering (AML)

We maintain appropriate procedures to:

Verify the identity of business partners and service providers
Report suspicious activities as required by law
Comply with economic sanctions and trade restrictions
Maintain records as required by applicable regulations

International Compliance

For international users:

Content may not be suitable for use in all jurisdictions
Local laws and regulations may restrict access to certain information
Users are responsible for compliance with applicable local laws
We make no representation about the appropriateness of content for international use

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Key Privacy Principles:

We do not sell or rent personal information to third parties
We use industry-standard security measures to protect your data
You have rights to access, correct, and delete your personal information
We comply with applicable data protection laws including GDPR and CCPA

Website Availability and Maintenance

Service Availability

We strive to maintain high availability of our Website, but we cannot guarantee:

Uninterrupted access to all features and content
Absence of technical errors or system failures
Compatibility with all devices and browsers
Continuous availability during maintenance periods

Scheduled Maintenance

We may occasionally need to:

Perform system updates and security patches
Conduct routine maintenance during off-peak hours
Temporarily restrict access to certain features
Update content management systems and databases

We will provide advance notice of scheduled maintenance when possible.

Data Backup and Recovery

We maintain appropriate backup procedures to protect against data loss, but we recommend that users:

Save important content locally if needed for business purposes
Do not rely solely on our platform for critical business data
Maintain independent records of important communications
Understand that we cannot guarantee recovery of all data in all circumstances

Limitation of Liability

Financial Losses

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IRINSIDER.COM SHALL NOT BE LIABLE FOR ANY FINANCIAL LOSSES, INCLUDING:

Investment losses resulting from reliance on our content
Trading losses due to delayed or inaccurate market information
Opportunity costs from missed investment opportunities
Damages from technical failures or service interruptions

General Limitations

WE LIMIT OUR LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Our total liability shall not exceed $100 or the amount you paid for services, whichever is greater
We are not liable for indirect, incidental, consequential, or punitive damages
We do not warrant the accuracy, completeness, or reliability of our content
We are not responsible for third-party content or external links

Indemnification

You agree to indemnify and hold harmless IRInsider.com, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

Your use of the Website in violation of these Terms
Your violation of any applicable laws or regulations
Your infringement of third-party intellectual property rights
Any content you submit or transmit through our platform

User Accounts and Registration

Account Creation

To access certain features, you may need to create an account:

Provide accurate and complete registration information
Maintain the security of your account credentials
Notify us immediately of any unauthorized access
Update your information to keep it current and accurate

Account Responsibilities

You are responsible for:

All activities that occur under your account
Maintaining the confidentiality of your login credentials
Complying with these Terms while using your account
Promptly reporting any security breaches or unauthorized use

Account Termination

We reserve the right to terminate or suspend accounts that:

Violate these Terms and Conditions
Engage in prohibited activities or harmful behavior
Remain inactive for extended periods
Are involved in fraudulent or illegal activities

You may terminate your account at any time by contacting us at info@irinsider.com.

Third-Party Services and Links

External Links

Our Website may contain links to third-party websites, services, or resources:

We do not endorse or control third-party content
External links are provided for convenience only
Third-party sites have their own terms and privacy policies
We are not responsible for the availability or content of external sites

Financial Data Providers

We may use third-party providers for:

Market data and securities pricing information
SEC filing data and regulatory information
Economic indicators and financial statistics
Research reports and industry analysis

Data Accuracy: While we source data from reputable providers, we cannot guarantee the accuracy or completeness of third-party information.

Service Integrations

Our platform may integrate with third-party services such as:

Email marketing platforms for newsletter delivery
Analytics services for website performance monitoring
Customer support tools for user assistance
Social media platforms for content sharing

Content Accuracy and Updates

Information Currency

We strive to keep our content current and accurate, but:

Financial markets and regulations change rapidly
Information may become outdated between updates
We cannot guarantee real-time accuracy of all content
Users should verify important information from primary sources

Content Review Process

Our content undergoes a review process that includes:

Editorial review by financial professionals
Fact-checking against reliable sources
Regular updates to reflect regulatory changes
Correction of identified errors or inaccuracies

User Notifications

We will notify users of significant changes through:

Website notices for important updates
Email notifications for material changes
Social media announcements for breaking news
Newsletter updates for regular content changes

Governing Law and Jurisdiction

Applicable Law

These Terms and Conditions are governed by the laws of the State of New York, without regard to conflict of law principles.

Dispute Resolution

Informal Resolution: We encourage users to contact us directly at info@irinsider.com to resolve any disputes or concerns before pursuing formal legal action.

Jurisdiction: Any legal disputes arising from these Terms or your use of the Website shall be resolved in the state or federal courts located in New York County, New York.

Limitation Period: Any claims related to your use of the Website must be brought within one (1) year after the claim arises.

Modifications to Terms

Updates and Changes

We reserve the right to modify these Terms and Conditions at any time:

Changes will be posted on this page with a new “Last Updated” date
Material changes will be communicated via email or website notice
Continued use of the Website constitutes acceptance of updated Terms
Users who disagree with changes may discontinue use of the service

Review Schedule

We review these Terms periodically to ensure they remain:

Compliant with current laws and regulations
Appropriate for our evolving business model
Clear and understandable for users
Comprehensive in addressing potential issues

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid:

The remaining provisions shall continue in full force and effect
The invalid provision shall be modified to be enforceable while preserving its intent
The overall Agreement shall remain valid and binding
No waiver of any provision constitutes a waiver of any other provision

Contact Information

For questions, concerns, or notices regarding these Terms and Conditions, please contact us:

General Inquiries:

Email: info@irinsider.com
Subject Line: “Terms and Conditions Inquiry”

Legal Notices:

Email: legal@irinsider.com
Subject Line: “Legal Notice – Terms and Conditions”

Mailing Address: IRInsider.com Legal Department
350 Fifth Avenue, Suite 4820
New York, NY 10118
United States

Business Hours: Monday – Friday, 9:00 AM – 6:00 PM EST

Response Time: We will acknowledge receipt of all legal notices within 5 business days and provide substantive responses within 15 business days.

Acknowledgment

By using IRInsider.com, you acknowledge that:

You have read and understood these Terms and Conditions
You agree to be bound by all provisions contained herein
You understand the financial disclaimers and investment risks
You will use the Website in compliance with all applicable laws
You accept the limitations of liability and other restrictions outlined above

If you do not agree to these Terms, please discontinue use of the Website immediately.